Our experiences began, with a hard lesson during a personal insurance claim, over 30 years ago. With information seeking options limited to The Yellow Pages and no Internet, finding quality options for assistance to the policy holder were cumbersome to achieve, as industry marketing was limited to word of mouth. If you didn't know someone to refer you to a specialized professional, you were left to your own limited resources. We were determined to inform and educate others on a wide scale, through community outreach, to make advocacy readily available to the property owner. Our office still actively provides free seminars and workshops, to community groups, property owners/investors, in an educational setting. This provides an understanding to the obligations of a policy, while reviewing their coverage in force, proactively informing the property owners of their position to coverage, prior to a loss.

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Since that time, our active research and client compilation shows, that even with today's information availability, 7 out of 10 insureds have some sort of coverage discrepancy, that would cost them thousands of dollars in a claim situation, and they are not aware. This comes from misinformation and failure to completely review the contract after purchase. We have helped hundreds of property owners/investors, and financial institutions protect their interests with proactive information and achieve proper settlements when property loss  was experienced. But, we aren't done. There are many, many more, who still don't know till the worst happens... That's why we are here.